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Commercial Property Services

Janitorial, Maintenance, Landscaping, HVAC, and More

Commercial property service providers are often awarded large contracts but operate with lean back-office infrastructure. Many rely on the owner's personal credit to float payroll, cover equipment costs, or meet supplier terms. These businesses are frequently denied competitive financing or government opportunities due to weak credit visibility, outdated documentation, or structural immaturity.

Common Painpoints

• Owner personally guarantees all lines of credit or leases • Limited or no vendor trade lines reporting to business bureaus • Cash flow instability tied to slow-paying corporate or municipal clients • Denied access to large facility or government contracts due to compliance gaps • Poor visibility with lenders due to lack of EIN-based credit structure

Vision For Success

Commercial property service providers are often awarded large contracts but operate with lean back-office infrastructure. Many rely on the owner's personal credit to float payroll, cover equipment costs, or meet supplier terms. These businesses are frequently denied competitive financing or government opportunities due to weak credit visibility, outdated documentation, or structural immaturity.

>67%
67% of commercial service operators report “access to capital” as the #1 constraint to growth.
Service Contractor Finance Council
31%
Only 31% of janitorial, HVAC, and facility maintenance companies have a business credit profile that lenders can verify.
Dun & Bradstreet Small Business Report
40%
40% of local and state RFPs require minimum credit ratings or active vendor trade lines.
National Procurement Institute
62%
62% of business loan applications in this sector include a personal guarantee — often without the business owner realizing alternatives exist.
Federal Reserve Small Business Credit Survey

Solutions For 

Commercial Property Services

E.I.N.-Based Credit Development

Many property service providers still use personal credit to finance equipment, vehicles, or supplies. We help you establish business credit under your E.I.N., allowing access to trade credit and funding without personal guarantees.

Cost of Capital Optimization

Service operators often turn to high-cost working capital to cover payroll, materials, or seasonal gaps. We realign your credit structure and lower the cost of capital through strategic positioning.

Corporate Credit Compliance

Small businesses often miss out on municipal or corporate contracts due to structural oversights. We ensure your licensing, documentation, and reporting meet lender and vendor expectations.

Capital Positioning & Fundability Readiness

Winning a contract is one thing — financing its execution is another. We position your business to qualify for the capital needed to scale up operations or expand your service territory.

Institutional Trust Building

Larger clients and funders expect a business that looks mature, organized, and financially stable. We help build that perception through structured systems and institutional-grade presentation.

Ready for the Next Steps?

Take positive action towards measurable results within your business.
Flipping the Script on Funding

How a Property Services Firm Replaced MCA Debt and Gained $250K With No PG

Commercial Property Services
A commercial maintenance company restructured $240K in debt, built EIN credit, and secured non-PG funding by optimizing their credit foundation.

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