Terms of Service
Last updated: November 9, 2026
By using goharvest.io you agree to these terms.
Educational content only
GoHarvest publishes general educational information about business credit and small-business financing. It is not financial, investment, legal, tax, accounting or credit advice, and it isn't tailored to your situation. Talk to a qualified professional before making financial decisions.
No lending, brokering or offers
GoHarvest is not a lender, broker, loan arranger or credit repair organization. Nothing on the site is an offer or commitment to lend, a recommendation of a specific lender, or a promise of approval, rates or results. We don't accept compensation from lenders.
Calculators
Our calculators are provided for illustration. They use the formulas shown on each page and the numbers you enter. Results are estimates; actual terms, payments and APRs are set by lenders and the contracts you sign, and can differ because of fees, rounding, payment timing, variable rates or sales-based remittances. Check any figure with the provider before relying on it.
Hypothetical scenarios
Funding scenarios on the site describe invented businesses and illustrative numbers. They are not case studies of real companies, don't report real outcomes and aren't typical or expected results.
Accuracy
We work to keep information accurate and current and cite our sources, but laws, program rules and bureau products change. Content is provided "as is" without warranties of any kind. If you find an error, tell us at contact@goharvest.io.
Links
Links to government agencies, credit bureaus, X and other sites are for reference. We don't control and aren't responsible for their content or practices.
Use of the site
You may read, share links to and quote short passages from GoHarvest with attribution. Don't copy the site wholesale, misrepresent it as your own, or use it in a way that disrupts its operation.
Liability
To the fullest extent the law allows, GoHarvest and its operators aren't liable for any loss or damage arising from use of the site or reliance on its content or calculators.
Trademarks and affiliation
Names of agencies, bureaus and companies are used to describe them. GoHarvest is not affiliated with or endorsed by the SBA, the CFPB, the Federal Reserve, Dun & Bradstreet, Experian, Equifax, FICO or X Corp. This site is not connected to any person or business previously associated with this domain.
Changes
We may update these terms; the date above shows the latest version. Contact: contact@goharvest.io.