Educational library only. GoHarvest does not lend, broker or arrange financing.
GoHarvest

About GoHarvest

GoHarvest is an independent, educational library about U.S. business credit and small-business financing. We explain how business credit files and scores work, what lenders look for, and what different kinds of financing really cost, and we build free calculators to check the math.

This site is not connected to any person or business previously associated with this domain. GoHarvest relaunched as a new, independent site in November 2026, and nothing here continues or represents any earlier website, firm or service at this address.

What we are not

  • Not a lender or broker. We don't make loans, take applications, sell leads, arrange financing or get paid for referrals.
  • Not an adviser. Nothing here is financial, legal, tax or credit advice for your situation. For decisions with real money at stake, talk to a CPA, an attorney or a counselor at your local Small Business Development Center or SCORE chapter.
  • Not a promise. No one can promise you approval, a credit score or a rate, and we never will.

How we write

  • Primary sources first. Program limits come from SBA.gov and federal regulations; scoring details from the credit bureaus' own pages; survey data from the Federal Reserve Banks' Small Business Credit Survey; consumer-protection and fair-lending rules from the CFPB. Each page lists its sources.
  • Say what we don't know. Where a public figure couldn't be confirmed at the source, we leave it out or say so.
  • No invented stories. Our funding scenarios are clearly labelled as hypothetical. We don't publish made-up results, quotes or reviews.
  • Dated and revisited. Every article shows when it was last updated. SBA rules in particular changed several times in 2025 and 2026; we revise pages when they do.
  • Math you can check. Every calculator shows its formula, and the code is tested against independently computed examples.

Independence

GoHarvest has no advertisers, affiliate links or sponsored content, and runs no analytics or tracking. We mention lenders and programs by type, and name government programs and credit bureaus only to explain how they work. GoHarvest is not affiliated with the SBA, the CFPB, the Federal Reserve, Dun & Bradstreet, Experian, Equifax, FICO or X Corp.

Who writes it

GoHarvest is written and maintained by a small independent editorial team. Pages are credited to the team rather than to individuals.

Corrections

Found an error or an out-of-date figure? Email contact@goharvest.io with the page and the source, and we'll check it and correct it.