The Path to credit-independence starts here. Harvest leads the rapidly growing movement of businesses and entrepreneurs on a mission to more effective funding.
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At Harvest, we don’t just offer advice—we engineer outcomes. Our clients come to us with clear objectives: reduce personal liability, lower the cost of capital, and unlock institutional-grade funding.
We respond with systems, rather than speculation. Our solutions are structured to produce tangible, measurable shifts in credit position, funding access, and lender perception—without compromising control or equity.
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Frequently Asked Questions
We help businesses establish independent, EIN-based credit profiles that reduce personal liability, lower the cost of capital, and open the door to institutional-grade funding opportunities. Our services are designed to prepare companies for lender visibility, procurement access, and long-term scalability—without relying on the owner's personal credit.
Not necessarily. Many of our clients engage us to reduce or eliminate personal credit dependency. While some early-stage lenders may still reference personal credit, our programs are designed to shift creditworthiness from the individual to the entity over time.
We are not a loan broker and do not sell capital products. Instead, we position your business to qualify for the types of funding it already needs—on better terms, with reduced friction, and ideally without a personal guarantee. With that being said, we do have solutions for businesses who may be in need of up front funding. We recommend booking a call with our team to explore what opportunities may exist.
We serve companies in sectors like manufacturing, logistics, healthcare, construction, professional services, and franchise operations. Businesses with high growth ambitions or complex capital needs benefit most from our structural approach.
Most credit providers stop at tradelines. We go further—establishing reporting infrastructure, funding readiness systems, financial documentation alignment, and underwriting visibility. Our solutions create long-term institutional trust, not just short-term score changes.
No — but we do evaluate how your financials are structured and presented. We’ll guide you on presenting institutional-grade reports using whatever system you currently use (QuickBooks, NetSuite, etc.).
Yes. All clients must verify their eligibility before enrollment. The process begins with a Fundability Scan, which allows us to assess your current credit posture and identify any barriers to capital access.
We work with established U.S.-based businesses generating at least $1M in annual revenue, with a primary focus on companies between $5M and $15M. Clients must meet eligibility requirements related to business structure, documentation, and operational maturity in order to enroll.
No. Harvest is not a credit repair company. While clients may see improvements in business credit over time, our focus is on long-term structural preparation, fundability alignment, and institutional credibility—not credit repair.
Due to the sensitive nature of the content made available to Harvest clients, we do not offer refunds/cancellations for those who have already gained access to our software & resources. Refunds do remain available for any services canceled within 14 days of purchase, provided no access to the Harvest platform or resources have been rendered. Requests for refunds must be submitted in writing to support@harvest-solutions.io and will be processed within 7-10 business days upon approval.As a service-based business, no physical products are shipped. All services, including software access, consultations and lender connections, are delivered virtually via email, online meetings, or our platform at www.harvest-solutions.io. New customers will receive confirmation of service initiation within 1 business day of completing their purchase. Since we provide services rather than physical goods, returns do not apply. However, if you believe there was an error in the service provided, please contact us at support@harvest-solutions.io to discuss potential resolutions. While refunds are not available after gaining access to our software and resources, clients may still terminate their service agreement at any time by contacting us at support@harvest-solutions.io. Cancellations will results in all customer data being removed from Harvests software and platform. For one-time services, cancellations are only available to the point that the service has been initiated or delivered. If you have any questions or concerns about these policies, please reach out to us at support@harvest-solutions.io.
Early results, such as bureau registration and tradeline reporting, typically appear within 30–90 days. Full credit structuring, capital optimization, and fundability positioning vary based on your starting point and goals.
EIN-based credit refers to building a commercial credit profile tied to your business’s Employer Identification Number, not your personal Social Security Number. This enables the business to qualify for financing independently—minimizing personal liability.